The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? Lifetime of Earnings Estimate how much you have the potential to earn during your working years. Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return.